Select the deals you want in the app and use your Empower Card at qualifying merchants. Get up to 10% cash back** on places and things you spend money on already. With Empower, you can get an interest-free advance up to $250.* There are no late fees and no credit checks, and you have the option to get your money instantly.Įmpower comes with a payment card (the Empower Card) that makes the platform much more more than just a payroll advance app.